TERMS OF USE

1. Acceptance of Terms

By accessing or using thebullyoucantbear.com and any associated content, podcast, YouTube channel, or social media platforms (collectively the "Platform"), you agree to be bound by these Terms of Use. If you do not agree, please discontinue use immediately.

2. Educational Purpose Only

All content on this Platform is provided strictly for educational and informational purposes only. Nothing on this Platform constitutes financial advice, investment advice, trading advice, tax advice, legal advice, or any other professional advice. You should always conduct your own independent research and consult with a licensed financial advisor, tax professional, or attorney before making any financial decisions.

3. No Investment Recommendations

The Bull You Can't Bear — as a media and educational platform — is not a registered investment adviser (RIA), broker-dealer, or financial planning firm. The platform itself is not registered with the Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any state securities regulator. Any securities, cryptocurrencies, or other financial instruments discussed on this Platform are for illustrative and educational purposes only and should not be construed as recommendations to buy, sell, or hold.

4. Risk Disclosure

Investing in securities, cryptocurrencies, forex, commodities, and other financial instruments involves substantial risk of loss. Past performance is not indicative of future results. You may lose some or all of your invested capital. The Bull You Can't Bear and its owners, contributors, and affiliates accept no liability for any financial losses you may incur as a result of using or relying on content from this Platform.

5. FTC Disclosure — Affiliate & Sponsorship

In accordance with the Federal Trade Commission (FTC) guidelines, we disclose that The Bull You Can't Bear may receive compensation through affiliate links, sponsorships, brand partnerships, or advertising relationships. When sponsored content or affiliate links are present, they will be clearly identified. Our editorial opinions remain our own and are not influenced by compensation received.

6. Intellectual Property

All content on this Platform including but not limited to text, graphics, logos, images, audio, video, and software is the property of The Bull You Can't Bear and is protected by applicable U.S. and international copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without express written permission.

7. User Conduct

By using this Platform you agree not to:

• ✕ Use the Platform for any unlawful purpose or in violation of any federal, state, or local regulations
• ✕ Reproduce, copy, or distribute Platform content without written permission
• ✕ Engage in any conduct that restricts or inhibits anyone's use of the Platform
• ✕ Transmit any spam, unsolicited messages, or harmful code
• ✕ Impersonate The Bull You Can't Bear or any person or entity associated with it

8. Third-Party Links

This Platform may contain links to third-party websites including social media platforms, financial data providers, and sponsor sites. These links are provided for convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

9. Limitation of Liability

To the fullest extent permitted by law, The Bull You Can't Bear, its owners, employees, contributors, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Platform, including any financial losses, loss of data, or loss of profits, even if advised of the possibility of such damages.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the United States of America and the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Florida.

11. Purchases from The Herd’s Gear

Merchandise is sold through our online store, with checkout processed by Shopify and items printed to order and shipped by our fulfillment partner, Printful. Prices are shown in U.S. dollars; shipping and applicable taxes are calculated at checkout. By placing an order you agree to our Shipping & Returns Policy, which explains production times, replacements and refunds. We may cancel an order and refund it in full if an item is unavailable or a pricing error occurs.

12. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Platform. Your continued use of the Platform after any changes constitutes your acceptance of the new Terms.

13. Contact

Questions about these Terms? Contact us at:

The Bull You Can't Bear
✉ donald@thebullyoucantbear.com
🌐 thebullyoucantbear.com

These Terms of Use are provided for informational purposes. The Bull You Can't Bear strongly recommends consulting with a licensed attorney to ensure full legal compliance with all applicable federal, state, and local laws.